Finding the right financial institution to work with on purchasing your home is one of the most important and underrated decisions you will make during the home construction process. Be sure to put enough research into your evaluation of financial institutions to ensure you are working with a company that will follow through on their promises and help you get into your home within your monthly budget and on your timeline. It’s also important that when speaking to potential lenders, they have experience working with Construction Loans. A lender that isn’t familiar or hasn’t previously offered Construction Loans could stumble along the way or make the lending side of the process a less than enjoyable experience. A common mistake people can make is to select an institution based on company name. Selection of your lender should include face to face meetings with a representative that you feel comfortable with and have good correspondence with. Also, be very weary of internet deals, because like most things in life, you get what you pay for.
Although many builders have their own in-house mortgage companies and title companies, Greth Homes does not offer these services direct. With over 39 years experience in this business, we know construction and customization, but when it comes to financing and title work, we believe in allowing the professionals to do their job and we'll do ours.
Lastly, we have provided a mortgage calculator for you to get a rough idea of what you can expect for a monthly payment, this is for educational purposes only and all information should be verified with a mortgage professional before making any purchasing decisions.